Answer :
P = 40960 rs Rate = 12% per annum = 6 % half yearly Time = 1 1/2 year = 3 half years now amount = p (1+ r/100)^n = 40960( 1+12/100)^3 = 40960 x 1.12 x1.12 x1.12 = 57545.85 rs now intrest = amount - principal = 57545.85 - 40960 = 16585.85 answer